by admin | Jul 16, 2020 | Healthcare Planning
Life insurance for COVID-19 positive individuals might seem difficult to acquire, but that is certainly not the case. In fact, there is good news in that even if you have tested positive you can purchase a life insurance policy. However, let’s take a closer...
by admin | Feb 24, 2020 | Healthcare Planning
Multiple Sclerosis (MS) is a chronic degenerative disease of the central nervous system where there is a loss of the protective covering of the nerve (called demyelination of the nerve). This condition causes the nervous system to “short circuit”, which in...
by admin | Feb 10, 2020 | Healthcare Planning
The Reality of Disability For many, disability insurance is overlooked as a fundamental strategy for financial security. However, there are myriad reasons to think again. Continued economic volatility. Rising home foreclosures. Eroded retirement accounts. Stubbornly...
by admin | Jan 7, 2020 | Financial Planning, Healthcare Planning
Underwriting factors are often a mystery for the general public. “Why is my life insurance premium so expensive?” Of course, you want to know what influences the rates that you incur in purchasing life insurance. Your curiosity is natural. We all want to...
by admin | Aug 26, 2019 | Healthcare Planning
While traditional stand-alone long-term care insurance (LTC) products have seen a drop in popularity in the past several years, life insurance-backed long-term care funding strategies have experienced tremendous growth. In 2017, life-LTC hybrid policies increased by...
by admin | Aug 12, 2019 | Healthcare Planning
The more common type of benefit on existing life insurance policies is the accelerated death-benefit rider. These riders often have no additional up-front charge and are just included as part of the policy; however, this is not always the case, as some policies do...
