by admin | Feb 28, 2020 | Financial Planning
Who says financial resolutions should include life insurance? The average person may not think so. However, life insurance is one of life’s least understood financial necessities. By design, it is intended to provide security for people in one of life’s most difficult...
by admin | Feb 3, 2020 | Financial Planning
What is a Life Settlement? A life settlement is the sale of a life insurance policy to a third party called a life settlement provider. The owner of the life insurance policy sells the policy to the settlement provider and receives an immediate payment in return. The...
by admin | Jan 26, 2020 | Financial Planning, New Insurance Solutions
Here are some of the areas in which life insurance provides value: Estate Settlement Costs. Expenses can begin before death (such as medical and hospital expenses, nursing home expenses, physical therapy, and drug costs) and continue for several years (probate costs,...
by admin | Jan 7, 2020 | Financial Planning, Healthcare Planning
Underwriting factors are often a mystery for the general public. “Why is my life insurance premium so expensive?” Of course, you want to know what influences the rates that you incur in purchasing life insurance. Your curiosity is natural. We all want to...
by admin | Dec 31, 2019 | Financial Planning
Should you cash in life insurance policies when you need the money? When the United States was facing what the Federal Reserve has described as an “unusually gradual and prolonged” period of recovery, the nation’s economic outlook was somber, and many families were...
by admin | Oct 18, 2019 | Financial Planning, Retirement Planning
Retirement Planning and How Life Insurance Can Help You “Life insurance is what you buy when you think you’re going to die so that your kids don’t have to pay for your funeral, right?” There are a lot of misconceptions in the financial world, but life insurance...