Do You Have Life Insurance?

Do You Have Life Insurance?

The Underwriter’s Corner: Underwriting Q & A Current News: New Study Says 40% of U.S. Adults Don’t Have or Don’t Know If They Have Life Insurance Employee benefits provider Unum finds that 38% of U.S. adults rate their ability to manage finances as average,...
What is an Accelerated Death-Benefit Rider?

What is an Accelerated Death-Benefit Rider?

The more common type of benefit on existing life insurance policies is the accelerated death-benefit rider. These riders often have no additional up-front charge and are just included as part of the policy; however, this is not always the case, as some policies do...