by admin | Sep 24, 2019 | Why Life Insurance
The Underwriter’s Corner: Underwriting Q & A Current News: New Study Says 40% of U.S. Adults Don’t Have or Don’t Know If They Have Life Insurance Employee benefits provider Unum finds that 38% of U.S. adults rate their ability to manage finances as average,...
by admin | Sep 12, 2019 | Estate Planning, Why Life Insurance
Current News: Brooke Shields Explains Why Life Insurance Is Essential To Have September was Life Insurance Awareness Month, and Brooke Shields partnered with nonprofit Life Happens to deliver a critical message: Each and every family should, and can, protect their...
by admin | Sep 9, 2019 | New Insurance Solutions, Planning
Economic and demographic shifts are making life insurance and annuities more attractive options to boost fixed income, financial advisors say. “In a typical 60/40 portfolio, because bond returns are at a 50-year low, I’m seeing people moving funds from bonds to either...
by admin | Aug 26, 2019 | Healthcare Planning
While traditional stand-alone long-term care insurance (LTC) products have seen a drop in popularity in the past several years, life insurance-backed long-term care funding strategies have experienced tremendous growth. In 2017, life-LTC hybrid policies increased by...
by admin | Aug 12, 2019 | Healthcare Planning
The more common type of benefit on existing life insurance policies is the accelerated death-benefit rider. These riders often have no additional up-front charge and are just included as part of the policy; however, this is not always the case, as some policies do...