Terms of Service
Effective Date: January 1, 2025
Welcome to The Ziff Agency, LLC. These Terms of Service (“Terms”) govern your access to and use of our website, services, and any associated content provided by The Ziff Agency (“Company”, “we”, “our”, or “us”). By accessing or using our site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.
1. Use of Our Website
The Ziff Agency provides life insurance information, tools, and resources intended for informational and educational purposes only. Access to certain services may require account registration or submission of personal information.
You agree to use our website lawfully and only for its intended purposes. You must not:
- Misrepresent your identity or provide false information;
- Use our services for any fraudulent, unlawful, or abusive purpose;
- Attempt to gain unauthorized access to our systems or data.
2. Insurance Products
The Ziff Agency is a licensed provider of life insurance products. Any quotes or information provided through this site do not constitute a binding agreement or offer of insurance coverage. Final eligibility for insurance and premiums is subject to underwriting and approval by the insurer.
All policy terms, conditions, exclusions, and limitations are governed by the actual insurance contract.
3. No Financial or Legal Advice
The content on our site is for general information only and should not be considered financial, legal, or tax advice. You should consult with a licensed financial advisor, attorney, or tax professional for personalized guidance.
4. Intellectual Property
All content, logos, graphics, and designs on this site are the intellectual property of The Ziff Agency and are protected by copyright and trademark laws. You may not reproduce, distribute, or display any part of the website without our prior written consent.
5. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites and linking does not imply endorsement.
6. Disclaimer of Warranties
We provide our services “as is” and “as available,” without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted or error-free, or that any content is accurate, complete, or up to date.
7. Limitation of Liability
To the fullest extent permitted by law, The Ziff Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use or inability to use our site or services.
8. Indemnification
You agree to indemnify and hold harmless The Ziff Agency and its affiliates from any claims, damages, or liabilities resulting from your violation of these Terms or misuse of our website.
9. Modifications to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after any changes constitutes acceptance of the new Terms.
10. Governing Law
These Terms are governed by the laws of the state in which The Ziff Agency is headquartered, without regard to conflict of law principles.
11. Contact Us
If you have any questions about these Terms, please contact us at:
The Ziff Agency
2118 60th Dr E
Bradenton, FL 34203
Email: info@theziffagency.com
Phone: 305.363.5433